GenG

Are you over 40?  Do you feel kids nowadays don’t really need parenting?  

Ever since the launch of iphone in 2007, those who can afford the device and eventually made them available to their kids, exponentially expanded the usage of Google.  Similarly, the first Android smartphone was released in 2008, luring a whole sleuth of phone developers like Samsung and others.  These handy devices provided the young with inexhaustible amounts of information as they grew up with the ‘let’s Google it’ mentality.  

Folks over 40 use google purposefully to supplement gaps in knowledge, to research new places/trends, etc.  It’s like going to the store with specific items to buy in mind.  In contrast, our GenG lives on-line, like hanging around in a 24/7 worldwide mall.  So GenG is in tune with all the new movements, up on news of interest, trends that are in, orders grocery and food on-line, posts on social media constantly, and gathers large followings, and rarely relies on their parents about any knowledge.  All of the digital life needs are being met on-line.  I am over-simplifying the GenG, and each of you will have your own take on it, but this is the gist of it.  Human parents are being replaced by Google and the on-line world. When we say something to kids, it is one person experience/perspective, whereas with Google and the on-line cohort, it is multiple person opinion, and Google is really good at showing/teaching the facts and knowledge.  

So the reverse is now true, we have to often learn from our kids since they find the right information much faster and more readily.  Recognizing this change in family life can lead to better harmony and happiness.  Yes I am talking about learning from our young; we may be wiser, but perhaps not smarter, than our own kids.  And perhaps in the workplace the implication can be huge as well.  During the next ten years time, as the current 20 – 30 matures into decision making roles, many policies, knowhow, technology and how to do things will be replaced.  No judgement of good or bad, just changes that will evolve.  What do you think?  Please like, comment, share and follow, Thanks,

Hidden Cost of Pandemic – Suicidal Depression

As the second (or third?) wave of Covid rages on in various parts of the world, even parts that are gradually re-opening are not completely fine.  We are still under an unspoken spell, the kind that can kill especially our younger generation.  My friend Simon sent me an article while I was in New York with the family celebrating my son’s graduation from Columbia law school.  I was disturbed while reading and walking in Central Park, and really wanted to do something for the family and perhaps best is to relay the article here and offer my assistance in spreading the awareness.  https://people.com/human-interest/grieving-dad-whose-12-year-old-son-died-of-suicide-warns-parents-no-one-saw-this-coming/

Young Hayden took his own life at the start of pandemic lock down, not able to meet friends at school and have any social activities.  The sense of hopelessness is probably a strong sentiment among youth during pandemic.  His family is not poor by any means but they never saw this coming.  Hayden was a leader in school and played football; social, and liked by his friends.  Not a picture of depressed youth, and yet it happened.  In Clark County Nevada, since Covid started, 24 students have taken their own lives, almost 3 times of norm.  Covid is killing our youth in more ways than one, and we need to be more aware in talking and guiding our youth.  

Dad Brad put out a video to share what happened and calls for all parents to be alert of the mental health issue (https://haydenscorner.org/almost-thirteen/).  He also created a foundation (https://haydenscorner.org/) and now lives a very changed life since the tragedy.  We cannot tell the mental trauma from outside, perhaps it is necessary to explore more internal thoughts?  Coincidentally, saw someone posting today that ‘I rather hear your depressed thoughts than you are dead’ or something to that effect.  

Crude but true.  We may not like to hear depressed thoughts, but if that is where you are at, talk to someone.  In buddhism teaching, we say there is no constant, so no matter how bad (or good) things seem, it will pass; tomorrow is always another day and you don’t know what is in store.  We can only control our own intention and sow seeds of good deeds so we can reap the rewards later in this (or next) life.  Another buddhism teaching is Samsara, loosely translating to reincarnation, which viewed negatively means repeated cycles of birth, misery and death caused by karma. But it also means that our karma changes according to our own deeds and that familiar souls travel through life in very connected ways.  Karma and Samsara are actually inseparable. But we can learn to control our intention and deeds, in turn, impacting our karma and samsara.  Please like, comment, share and follow.

Realms of Samsara (Reincarnation)
Image from Wikipedia

Praying for India!

I hope this news piece is not entirely true. Praying and chanting for India, and her people. Let’s keep our guards up until we are completely rid of the impact. Please like, comment, share and follow, Thx

Do You Elderly Care?

My mom turned 96 last week while taking blood samples for a routine check.  Don’t get me wrong, I am eternally grateful she made it this far.  All the sacrifices she made while I was young to support me through college, and all the tireless hours before that raising me, I could go on.  It is my turn to take care of her in her old age, especially after my dad passed away 6 years ago.

When I first started caring for her, she had an almost impossible situation.  She had been using a wheelchair for awhile and her leg muscles atrophied into almost bone sticks and her home care staff cannot lift her out of the chair or standing up, let alone walking on her own.  I asked if she would rather stay difficult to care for, or would she be willing to put in effort to become self-sufficient.  She chose the latter and so we began rehabbing.  6 month later she gained some flexibility and leg muscle growth, another 6 months later she could walk on her own with a walker and do some simple exercise on her own.  

I was really proud of her and glad I took the time to help rehabbing her.  But almost a century old standard of hygiene, living without modern conveniences, makes communicating between us really difficult.  Did I mention she is almost blind with macular degeneration?  So learning new things and using the technology is difficult for her.  I tried several times to show her what technology can assist in vain.  Regardless, I wonder how much more time I would have with her and just hoping to keep her healthy for as long as I can.  What has your elderly care journey been like?  Like, Comment, Share and Follow, Thanks,

Blood work on her birthday!

Over 55? Disabled? Fire Victim? – Prop19 is Here

Find out what property tax relief just went into effect today (No April Fool) for a portion of Californians. In a nutshell, being able to move the lower property tax base to a new home provides relief as a buyer. Consult CAR site www.Prop19.car.org or your real estate attorney for details.

This legal change may encourage some seller to choose to move, and buy again, so potentially could increase some inventory and still allow the seller (now as buyer) to take advantage of the lowest interest rate seen in years. Spread the news to this group of homeowners and see if they would consider taking advantage of the new law. Please comment, like, share, and follow. Thanks,

Moratorium Extended – What it Means

Straight from NAR (National Association of Realtors), The Centers for Disease Control (CDC) announced today that it is extending its nationwide eviction moratorium through June 30, 2021.  Even though it is good news for renters, and mom-and-pop property owners, it is not a free ticket to not pay rent nor waives the eviction due to other reasons. And this also means that for the renters planning on using the moratorium, to have a good write up to provide to the landlord. And the landlord will need this declaration along with their own write up to protect themselves. The original article follows:

The order was put into place Sept. 4, 2020, but has been challenged in court across numerous states and localities in the months since. In addition to the court challenges, the National Association of REALTORS® has fought successfully for federal rental assistance—and will continue to advocate to ensure the moratorium doesn’t lead to a spiraling crisis for housing providers and tenants.

“NAR helped secured $25 billion in 2020 and another $21.55 billion earlier this month in federal rental assistance funding, which can be paid directly to property owners,” says Shannon McGahn, chief advocacy officer of NAR. “This was critical to averting a multifamily real estate crisis, as many of our nation’s housing providers are mom-and-pop operations. Our focus now turns to ensuring there is not just enough funding but also a smooth implementation of rental assistance while the various challenges to eviction bans work their way through the courts.”

Under the terms of the CDC order, residents must declare that they have pursued all appropriate government assistance; met certain income and employment requirements; and are using best efforts to make timely partial payments, among other qualifications. Today’s announcement expands the order to include people “who are confirmed to have, who have been exposed to, or who might have been exposed to COVID-19 and take reasonable precautions to spread the disease.”

Covered persons must now provide their housing provider with a copy of a signed declaration form stating that they meet the requirements to be a “covered person.”
 
As with previous CDC orders, property owners may still evict tenants due to criminal activity, damaging property, or for violating other contractual obligations.

“Rental assistance averted two crises—one for mom-and-pop property owners who did not have a reprieve from their bills and relied on their rental income and one for tenants who would have been responsible for months of back rent when the eviction moratoriums expired,” McGahn says. “We must continue to look for ways to protect tenants and property owners from further financial turmoil while ensuring housing in America remains safe and stable for decades to come.”
 Read the CDC order.
 Read NAR’s Coronavirus: Housing Provider FAQs.
 See all NAR resources related to COVID-19 at nar.realtor/coronavirus.
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RIP – Karen Pang

Modeling and fitness world is reeling from the sudden loss of Karen Pang, who tragically died in a snowmobile accident yesterday. I follow many fitness trainers and found out this morning. So young and so much living to celebrate, RIP Karen and my condolence to the her family and friends.

Life is unpredictable and sometimes one cannot plan when/how it ends. Assuming you know you only have a year left, or 3 months, a week, what would you be doing? Tomorrow or accident, which might visit first? Perhaps that may help to see your own priorities in life. Let’s treasure our time in this life time and do things that leaves no regret. Please, comment, like, share or follow. Thanks,

How to Choose a Life of Possibilities

When I was 17, I was in Japan happily going through Japanese educational system but even back then, I could visualize what my life would be like at 35.  Predictably, a mid-level manager in a large Japanese company handling overseas business.  So when I had an opportunity to come to the US, I jumped at the chance.  So much unknown, and so many possibilities.  I loved the challenge of the unknown and can feel my blood pumping in my body to thrive in a new environment.  

Then later in my life, I hit another crossroad, this time in my personal relationship as I pondered a path of security and affluence vs. the unknown and new possibilities.  Again, I chose the life of possibilities and left my second marriage.

The ever learning and improving of our lives, seeking possibilities, it keeps me young and on my toes.  I am the same person as I was at 17, but also a wiser and more improved version of myself.  At some point, I will lose the I and be one with the universe. It is never too late to take a different path and discover the possibilities in your life.  Please comment, like, share or follow!  Thanks, 

photo of pathway surrounded by fir trees
Photo by James Wheeler on Pexels.com

Pandemic Real Estate Market

There are obvious additional difficulties in conducting real estate activities throughout the pandemic.  As you can imagine, no open house is allowed under state-wide order now, so seeing a property takes coordinated effort between the listing and buying agent, taking care to follow all pandemic procedures.  This means masks, and a sign in system recording all visits to the subject property.  And many property showings turned virtual, with a zoom call with an agent walking through the property to show and answer questions.  On the other hand, real estate is still considered essential through the pandemic since we still need to consider moves.  With  the very slim availability, and the usual multiple offers, it is a battlefield to just get into the top 3 offers being considered.  At the end of the day, when your offer is the one being accepted, it is a well deserved celebration. 

Please comment, like, share or follow.  Thanks,

Photo by Binyamin Mellish on Pexels.com

Ps:  If you are interested to see what the market is like, here is the link to my real estate page https://michaelchu.exprealty.com/  Here you can see what your property might be worth, and also listed homes in the area you are interested in.